Global Health Journey Short

The Short Term policy is suitable as temporary cover or for a shorter stay abroad.

• Policy term: You can take out the policy for 3, 6 or 9 months. If you initially choose 3 or 6 months, you can extend the policy during the term, up to a combined maximum of 9 months.
• Age: You can apply up to and including age 55.
• Acceptance: Applications are assessed on a moratorium basis. This means you will not be asked medical questions in advance. Existing medical conditions are therefore excluded from cover by default.
• Maximum benefit: Up to €500,000 per insured period.
• Inpatient cover: Covers unexpected hospital admissions in a private room, examinations and scans such as MRI and CT scans, surgery, and intensive care. The maximum benefit is €500,000.
• Outpatient cover: Reimburses up to €2,000 outpatient costs per period, subject to a 20% co-payment.

• You can apply for a period of less than one year, up to a maximum of 9 months.
• The premium is relatively low.
• The policy is well suited as temporary cover.
• Acceptance is relatively quick because applications are assessed on a moratorium basis.

• The Short Term option is not suitable for long-term cover.
• Short and Basic have no deductible and always apply a 20% co-payment to outpatient cover.
• If outpatient costs are covered, 80% is reimbursed, up to a maximum of €2,000 per year.
• You cannot apply for another Short Term policy after the 9-month policy period has ended.
• You cannot cancel the policy before the end of the term.
• For periods longer than one year, Global Health offers Journey Long Term.

• Some countries are excluded as countries of residence. This means you cannot apply for the policy if you live in one of those countries. The application module will show whether your country of residence is eligible: if it is not available in the country list, Foyer cannot accept you as an insured person there.
• You can calculate the premium using the online application module.

Apply through the

Global Health Journey online application module.

Help and tips for applying

The first question you will be asked is: “Do you plan to stay more than 9 months abroad?”

• If you select “No”, you will be offered the temporary option (Short).
• If you select “Yes”, you will continue to the long-term policy.

Next:

1. You will calculate the premium, which is initially shown for a 3-month period. You can change the term to 6 or 9 months later.
2. If you want coverage in the United States, you can select this when calculating the premium.
3. You will not be asked medical questions, and your application will not be medically assessed. You will be asked whether you have ever had health insurance; it is important to enter those details.
4. You will then enter the details of the policyholder and insured person or people.

• In partnership with Teladoc Health, the policy provides free, unlimited access to telemedicine services in English, French, German and Spanish. These include online consultations, second opinions and mental health coaching.
• An extensive customer portal lets you submit claims and view your claims history and outstanding payments.
• Service hubs in different parts of the world provide access to medical support and help with claim-related issues.

• Journey Brochure & Benefits
• Journey Short general conditions
• Journey Short special conditions
• Journey Short IPID