Cookie Policy JoHo Insurances

1. When does Cookie Policy apply?

This Cookie Policy applies to all JoHo Insurances websites that use cookies or similar technology. You can learn more about JoHo Insurances, our affiliates, brands and services at expatinsurances.org.

2. What are cookies?

Cookies are small text files that your browser places on your computer or mobile device. Cookies support your browser during your visit to our websites. There are different types of cookies, ranging from cookies that remember your language preferences to cookies used for advertising purposes. We use cookies for different purposes. Some cookies are session cookies and are only active while your browser is open, others are persistent cookies and remain stored on your computer for a longer period of time. Cookies cannot themselves collect any data stored on your computer.

3. Why do we use cookies?

Cookies allow us to improve our websites. We use cookies to learn more about how visitors interact with JoHo Insurances' websites. For example, cookies remember which browser you are using and what additional browser software you have installed. They also remember your preferences, such as language and region, which are kept as default settings when you revisit the website.

4. What types of cookies do we use?

We use the following types of cookies:

  1. Essential cookies: these cookies are essential for the operation of our website.
  2. Functionality cookies: these cookies remember your preferences for a website,such as language preference, font size and other preferences.
  3. Performance cookies: these cookies record usage information for websites and apps at an impersonal level and are used to collect analytics and metrics, such as the number of visitors and which pages are visited most often. These cookies include Google Analytics (see also below).
  4. Targeted or advertising cookies: these cookies are used to collect information about browser habits and to show personalized advertisements. These cookies are - usually - third-party cookies.

5. Do we use third-party cookies?

Our website sets a cookie from the U.S. company Google, as part of its "Analytics" and "Search Console" service. We use this service to track and receive reports on how visitors use the website. Google may provide this information to third parties if Google is legally required to do so, or to the extent that third parties process the information on Google's behalf. The information is transferred to and stored by Google on servers in the United States. Google states that it adheres to the Safe Harbor principles and is affiliated with the Safe Harbor program of the U.S. Department of Commerce. This implies an adequate level of protection for the processing of any personal data."

6. How do you reject and delete cookies?

There are several ways to disable or limit the use of cookies on your device.

  1. If required by law, we will ask for your consent before cookies are used. You can accept or decline to do so.
  2. You can also choose to reject or block cookies set by Joho Insurances or third-party websites by changing your browser settings. The help function of your browser can provide more information about this.
  3. You can opt out of Google Analytics cookies by installing the 'Add-on' developed by Google in your browser (https://tools.google.com/dlpage/gaoptout)
  4. You can opt out of personalized online advertising from a wide range of companies, including some whose cookies we use, by visiting www.youronlinechoices.com.

However, please note that certain features of our websites may not work correctly if you decline the use of cookies.

This cookie policy was last modified on September 1, 2017.