Cookie Policy JoHo Insurances

1. When does Cookie Policy apply?

This Cookie Policy applies to all JoHo Insurances websites that use cookies or similar technology. You can learn more about JoHo Insurances, our affiliates, brands and services at expatinsurances.org.

2. What are cookies?

Cookies are small text files that your browser places on your computer or mobile device. Cookies support your browser during your visit to our websites. There are different types of cookies, ranging from cookies that remember your language preferences to cookies used for advertising purposes. We use cookies for different purposes. Some cookies are session cookies and are only active while your browser is open, others are persistent cookies and remain stored on your computer for a longer period of time. Cookies cannot themselves collect any data stored on your computer.

3. Why do we use cookies?

Cookies allow us to improve our websites. We use cookies to learn more about how visitors interact with JoHo Insurances' websites. For example, cookies remember which browser you are using and what additional browser software you have installed. They also remember your preferences, such as language and region, which are kept as default settings when you revisit the website.

4. What types of cookies do we use?

We use the following types of cookies:

  1. Essential cookies: these cookies are essential for the operation of our website.
  2. Functionality cookies: these cookies remember your preferences for a website,such as language preference, font size and other preferences.
  3. Performance cookies: these cookies record usage information for websites and apps at an impersonal level and are used to collect analytics and metrics, such as the number of visitors and which pages are visited most often. These cookies include Google Analytics (see also below).
  4. Targeted or advertising cookies: these cookies are used to collect information about browser habits and to show personalized advertisements. These cookies are - usually - third-party cookies.

5. Do we use third-party cookies?

Our website sets a cookie from the U.S. company Google, as part of its "Analytics" and "Search Console" service. We use this service to track and receive reports on how visitors use the website. Google may provide this information to third parties if Google is legally required to do so, or to the extent that third parties process the information on Google's behalf. The information is transferred to and stored by Google on servers in the United States. Google states that it adheres to the Safe Harbor principles and is affiliated with the Safe Harbor program of the U.S. Department of Commerce. This implies an adequate level of protection for the processing of any personal data."

6. How do you reject and delete cookies?

There are several ways to disable or limit the use of cookies on your device.

  1. If required by law, we will ask for your consent before cookies are used. You can accept or decline to do so.
  2. You can also choose to reject or block cookies set by Joho Insurances or third-party websites by changing your browser settings. The help function of your browser can provide more information about this.
  3. You can opt out of Google Analytics cookies by installing the 'Add-on' developed by Google in your browser (https://tools.google.com/dlpage/gaoptout)
  4. You can opt out of personalized online advertising from a wide range of companies, including some whose cookies we use, by visiting www.youronlinechoices.com.

However, please note that certain features of our websites may not work correctly if you decline the use of cookies.

We set the following cookies

Necessary cookies

Necessary cookies are required for a website or app to function properly. Examples include navigation, or distinguishing between bots and visitors. The website cannot function correctly without these cookies.

Name Type Provider Duration Purpose
SESS# HTTP expatinsurances.org 1 day Preserve user session state between page requests

Functionality cookies

Functionality cookies remember your preferences for a website, such as language preference, font size and other preferences.

Name Type Provider Duration Purpose
Trengo_Visi­torToken HTML

static.widget.­trengo.eu

Persistent Identifies visitors on different devices and visits to optimize the chat box feature on the website.
cookie_consent HTTP expatinsurances.org 1 year Remembers the visitor's consent choice.
cookie_cate­gory_necessary HTTP expatinsurances.org 1 year Remembers whether necessary cookies may be placed.
cookie_cate­gory_analytic HTTP expatinsurances.org 1 year Remembers whether analytical cookies may be placed.
cookie_cate­gory_marketing HTTP expatinsurances.org 1 year Remembers whether marketing cookies may be placed.
bucket_guid HTTP expatinsurances.org 1 year Remembers visitor settings, such as favorites.
session_guid HTTP expatinsurances.org 1 day Identifies whether the session is active.
session_guid_active HTTP expatinsurances.org Session Identifies whether the session is active.

Analytical cookies

With analytical cookies, we measure how users use our website.

Name Type Provider Duration Purpose
_ga HTTP expatinsurances.org 2 years Records a unique ID that is used to generate statistical data about how visitors use the website.
_ga_# HTTP expatinsurances.org 2 years Used by Google Analytics to collect data on the number of times a user has visited the website and to track the data for the first and most recent visit.

Marketing cookies

Marketing cookies are used to track visitors outside of this website. The intent is to show relevant ads to visitors.

Name Type Provider Duration Purpose
ads/ga-audiences Pixel google.com Session Used by Google AdWords to retarget visitors who are likely to convert to customers based on the visitor's online behavior on different websites.
_gcl_au HTML google.com Persistent Used to store and track conversions.
IDE HTML google.com 2 years Used to provide ad delivery or retargeting.
Trengo_Session HTML

static.widget.­trengo.eu

Session Tracks individual sessions on the website, allowing the website to compile statistical data from multiple visits. This data can also be used to create leads for marketing purposes.
Trengo_Visitor HTML

static.widget.­trengo.eu

Persistent Tracks individual sessions on the website, allowing the website to compile statistical data from multiple visits. This data can also be used to create leads for marketing purposes.

This cookie policy was last modified on April 27, 2024.