Allianz International Health Insurance Allianz International Health Insurance

Whether you’re heading abroad to emigrate, work, or travel, Allianz International Health Insurance offers the flexibility you need to feel at home anywhere. Their tiered plans are designed to move with you, allowing you to easily add modules for outpatient care, dental, or maternity. With a massive global network and direct settlement for hospital stays, you can focus on your journey while Allianz handles the rest.

As a JoHo Insurances client, you benefit from a 10% discount on your premium.

Table of contents

1.Introduction

Allianz Care offers reliable international health insurance for individuals, families, and companies. Their plans are designed for expatriates who want comprehensive medical coverage abroad, with flexible options such as outpatient care, dental treatment, and maternity benefits. Allianz’s extensive global network ensures access to quality healthcare and smooth claim handling wherever you live or work. This insurance can be applied for up to the age of 75.

2.Cover and benefits

  • Comprehensive medical coverage: inpatient and outpatient care, maternity, dental treatment, repatriation.

  • 24/7 Emergency Assistance and access to the MediLine Medical Advice Service.

  • Freedom of choice: select your preferred medical provider within your area of cover.

  • Flexible policy: minimum contract period is one year; mid-year cancellation with reimbursement is possible if you return to your home country (proof required, e.g., boarding pass or utility bill).

  • War risk included and reasonable and customary medical costs reimbursed in full.

3.Premium, Discount & Quote

Allianz Care Quote

Your premium is calculated based on factors such as your age, the specific plan you select, any optional add-ons, and your chosen deductible.

  1. To get an accurate estimate, use our online premium comparison tool to create a personalized quote.
  2. As a JoHo Insurances client, you benefit from an additional 10% discount on the premiums shown

Allianz Care quote

Restricted countries

This individual health insurance is currently not available if you reside in one of the following countries: Brazil · Dubai · Germany · Iran · Ireland · North Korea · Russia · + all other countries under international sanctions.

In some countries, local health insurance is mandatory. International private health insurance does not meet the requirements of these local regulations.

4.Claims process

  • Direct settlement for most in-patient treatments, with many outpatient agreements in place for specific providers.

  • Simple claim submission for other outpatient or dental care: send your completed Claim Form by email, fax, scan, or post.

  • Fast review: if additional information is needed, members or medical practitioners are contacted within 24 hours of receipt.

  • Quick reimbursement: fully completed Claim Forms are typically processed and payment instructions sent to your bank within 48 hours (74% within 24 hours — one of the fastest in the market).

  • Convenient payment options by bank transfer or cheque, in more than 135 currencies and over 150 countries.

  • Automatic email updates keep members informed when a claim is received and when it’s processed.

  • Quality control: the Claims team performs monthly audits of direct settlement batches submitted by hospitals.

5.Important documents

6.Do you have a question about Allianz International Health Insurance?

We are happy to answer your questions. Fill out the contact form here.