Global Prima Medical Insurance offers you the flexibility to choose from five different plan options, various coverage regions, and multiple excess and currency payment choices. Taking your medical history into account, the program provides several underwriting approaches to help you create the coverage that fits your needs.
You can be confident knowing that there is a dedicated team working to keep your insurance as affordable as possible. Even though healthcare costs continue to rise, we remain committed to managing those increases.
Global Prima Medical Insurance allows you to choose from several plan options, areas of coverage, multiple deductibles, and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies. Quite simply, we help you build the cover you need.
Providing annually renewable coverage to people living or working outside of their home country, typically for one year or longer. Being a global citizen can be an exciting experience, yet one that can pose many potential risks. Your health care abroad should not be one of those concerns. With Global Prima Medical Insurance, you will receive 24/7 global access to health care, and vital connections to international medical services, such as the coordination of emergency evacuations.
Our plans can be customized to suit the needs of: • Expats & Their Families • Digital Nomads • Group Coverage • Dual Residences • Multinational Employers • Local Nationals
2.Coverage, Benefits & Plan Highlights
Core Benefits:
In-patient and Out-patient care and treatment: Coverage for hospital stays, surgeries, and related treatments.
Diagnostic Tests: Laboratory tests, CT, PET and MRI.
Prescription Drugs: Coverage for prescribed medications.
Cancer Treatment: Comprehensive oncology care.
Vaccinations: Immunizations as per medical recommendations.
Rehabilitation and Nursing at Home: Post-hospitalization care and support.
Well-Being: Cover for Hearing tests and Routine health checks
Crisis Benefits: Evacuation and repatriation
Health Services Included:
Telemedicine Services: Online and telephone access to a network of medical professionals available to discuss new, non-emergency medical issues. The best medicine brought to you and your family 24 hours a day, seven days a week.
Support Programme: Telemedicine for mental health that supports with financial, physical and emotional wellbeing.
Travel Intelligence: A vital companion that provides access to dynamic alerts and country intelligence to help you prepare for and stay safe while away from home 24/7. Expats receive push notifications with location-specific alerts spanning 10 threat categories related to crime, terrorism, severe weather, and more.
Please check our policy documents to make sure which benefits apply to your chosen plan
Plan Highlights
Multiple plan options that cover chronic conditions, cancer, complementary medicine, optical, vaccination, wellness and preventative tests, to fit your needs and budget.
Choice of Coverage Area – Europe, Worldwide excluding United States of America and any USA territories, and Worldwide
MyIMG Member Portal - access and manage your Global Prima Medical Insurance account any time, from anywhere and any device
Select from our extensive network of medical facilities or choose your own healthcare provider wherever you are in the world
Medical Helpline - for claims information, emergency assistance and advice on treatment, our multilingual in-house staff of nurses, doctors, and case managers provide 24/7/365 assistance services in case of emergency.
Children covered up to the age of 25 years
We guarantee continuation of cover for members leaving a Global Prima Medical Insurance group scheme.
Comprehensive quotation service
No age limits and lifetime renewal
3.Plan Options
Choosing the right plan
Global Prima Medical Insurance allows you to choose from several plan options, areas of coverage, multiple deductibles, and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies. Quite simply, we help you build the cover you need.
Global Prima Medical Insurance offers five levels of coverage
Bronze: Annual Maximum Benefit: €1,000,000
Bronze Plus: Annual Maximum Benefit: €2,000,000
Silver: Annual Maximum Benefit: €3,000,000
Gold: Annual Maximum Benefit: €4,000,000
Platinum: Annual Maximum Benefit: €5,000,000
Optional Add-ons
Routine Pregnancy (10 month waiting period): Routine pregnancy and childbirth costs, including pre and postnatal check-ups (maximum 12 check-ups), scans (maximum of three, one per trimester) and delivery costs for a routine delivery, will be covered as standard if you have this option added to your plan.
Dental Treatments (6 month waiting period): In addition to emergency dental coverage, all customers can have a full range of dental procedures included in their plan.
Please check our policy documents to make sure which benefits apply to your chosen plan
4.Premium & Quote form
Global Prima Medical Insurance quote request Premiums vary based on factors such as age, chosen plan, optional add-ons, and deductible levels. To obtain a quote you can either complete the form or use the link provided below to take you through to the IMG quote platform.
Age limits Global Prima Medical insurance is available to:
Adults up to 75 years of age at the time of application. Higher ages may be accepted but are subject to medical underwriting. Once enrolled and coverage has been accepted we will offer renewal forever provided you maintain continuous coverage Children can be insured as dependents from birth up to 25 years of age and child alone policies are available, subject to underwriting approval.
Restricted countries IMG operates with a list of sanctioned countries that we are unable to provide cover for.
Potential customers are also advised to check the requirements of the countries they are planning to visit to ensure that their chosen cover is aligned to locally mandated health insurance.
24/7 Global Support: Multilingual advisors are available around the clock by phone, email, chat, Messenger, and WhatsApp.
MyIMG App: For paperless claims, use the IMGApp. This is available for plans that cover from the first euro/dollar.
Direct Billing: They can handle hospital charges directly, 24/7, so you don't have to worry about out-of-pocket payments during a medical emergency.
Dedicated Team: A multilingual claims management team, operates from Cardif UK.
Claim Reimbursement – Freedom to chose your hospital network or doctors
Partner Network - IMG maintains a medical network worldwide and in the USA (First Health and United Health Care).
For improved user experience, communication and efficiency, we recommend you submit your claim via the MyIMG member portal. In addition, a full range of downloadable forms are available from the IMG website.
For more details about our claims process, please download this guide.
